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Credit Dispute Automation Platform

Disputes That
Delete In 15 Days

The Box combines Metro 2® compliance analysis with Cornell Law citations to generate dispute letters that bureaus can't ignore. Smart escalation from Round 1 through CFPB — all automated.

6

Dispute Rounds

26

Smart Scenarios

15

Day MOV Deadline

The Box credit dispute management dashboard showing client tracking and dispute analytics

Item Deleted

Equifax — 12 days

MOV Demand Sent

15-day deadline active

Features

Everything You Need to Win

A complete credit dispute automation platform built on federal law and Metro 2® compliance standards.

Smart Dispute Letters

Rounds 0-5 with Metro 2® compliance analysis, Cornell Law citations, and cross-bureau inconsistency detection.

15-Day MOV Demands

Method of Verification letters with FCRA § 611(a)(6)(B)(iii) citations and automated 15-day deadline tracking.

Legal Escalation Engine

Auto-recommends next round based on bureau response — from validation to CFPB complaints, all legally backed.

Full Client Management

Credit report parsing, score tracking, bureau response monitoring, invoice management, and client portal.

The Process

6 Rounds of Legal Firepower

Each round escalates the legal pressure. The Box tells you exactly which round to fire next based on the bureau's response.

0

Personal Info

Dispute inaccurate names, addresses, SSN

1

Metro 2® Compliance

Cross-bureau data inconsistencies

2

Validation & Creditor

§ 1692g + § 623 direct disputes

3

Method of Verification

15-day MOV demand per § 611(a)(7)

4

Intent to Litigate

$1,000/violation statutory damages

5

CFPB / FTC / State AG

Regulatory complaint filing

Smart progression — The Box auto-recommends the next round
Why The Box

Built by Credit Experts,
Powered by Federal Law

Cornell Law Citations

Every letter cites specific USC sections with case law — Cushman v. Trans Union, Gorman v. Wolpoff, Johnson v. MBNA.

15-Day MOV Tracking

Automated deadline tracking for Method of Verification demands. Bureau fails to respond? Auto-flagged as violation.

Client Portal

Branded portal for your clients to track disputes, view letters, upload documents, and make payments.

FCRA + FDCPA + Metro 2®

Triple-layer legal foundation. Every data field mapped to its specific federal statute violation.

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Ready to transform your credit repair business?

Stop Sending Weak Letters.
Start Getting Deletions.

The Box gives you the same legal strategy that gets 15-day deletions. Metro 2® violations paired with Cornell Law citations. Every round, every response, every escalation — automated.

THE BOXby Thomas & Company Solutions

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